Terms of Service

1. Acceptance of Terms

By accessing and using the services provided by CaoYao Technology LTD ("we", "our", or "us"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to these Terms of Service, please do not use our services.

2. Description of Services

CaoYao Technology LTD provides software-as-a-service (SaaS) products, including but not limited to:

• AI-generated music and audio content services
• Financial technology and analytics tools
• Other software applications and related services

We reserve the right to modify, suspend, or discontinue any part of our services at any time with or without notice.

3. User Accounts

To access certain features of our services, you may be required to create an account. You agree to:

• Provide accurate, current, and complete information during registration
• Maintain and update your account information to keep it accurate
• Maintain the security of your password and account
• Accept responsibility for all activities under your account
• Notify us immediately of any unauthorized use of your account

4. Acceptable Use

You agree not to use our services to:

• Violate any applicable laws or regulations
• Infringe upon the rights of others
• Transmit any harmful, offensive, or illegal content
• Attempt to gain unauthorized access to our systems
• Interfere with or disrupt the services or servers
• Use automated systems to access the services without permission
• Reproduce, duplicate, copy, or resell any part of our services

5. Intellectual Property

All content, features, and functionality of our services, including but not limited to text, graphics, logos, icons, images, audio clips, and software, are the exclusive property of CaoYao Technology LTD or its licensors and are protected by copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, or otherwise exploit any content from our services without our express written permission.

6. User Content

You retain ownership of any content you create, upload, or submit through our services ("User Content"). By submitting User Content, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, and distribute your User Content solely for the purpose of providing and improving our services.

You are solely responsible for your User Content and represent that you have all necessary rights to grant us the license described above.

7. Payment Terms

If you purchase a paid subscription or service, you agree to pay all fees associated with your account. Fees are billed in advance and are non-refundable except as required by law or as otherwise stated in our refund policy.

We reserve the right to change our pricing with reasonable notice. Continued use of our services after a price change constitutes acceptance of the new pricing.

8. Subscription and Cancellation

Subscriptions automatically renew unless cancelled. You may cancel your subscription at any time through your account settings or by contacting us. Cancellation will take effect at the end of your current billing period.

9. Disclaimer of Warranties

Our services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that:

• Our services will be uninterrupted, secure, or error-free
• Defects will be corrected
• Our services are free of viruses or other harmful components
• The results obtained from using our services will meet your requirements

10. Limitation of Liability

To the maximum extent permitted by law, CaoYao Technology LTD shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from your use of our services.

11. Indemnification

You agree to indemnify and hold harmless CaoYao Technology LTD, its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) arising out of your use of our services or violation of these Terms of Service.

12. Termination

We may terminate or suspend your account and access to our services immediately, without prior notice, for any reason, including breach of these Terms of Service. Upon termination, your right to use the services will cease immediately.

13. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of England and Wales. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.

14. Changes to Terms

We reserve the right to modify these Terms of Service at any time. We will notify users of any material changes by posting the updated terms on this page and updating the "Last Updated" date. Your continued use of our services after such changes constitutes acceptance of the new terms.

15. Contact Information

If you have any questions about these Terms of Service, please contact us at:

CaoYao Technology LTD
128 City Road
London, United Kingdom, EC1V 2NX
Email: support@caoyaotechnology.co.uk